No credit check apartments seem like a dream to some people who have spent days on end searching for a place to rent, only to be turned down once the landlord checks out their credit rating. It's easy to get discouraged when looking for an apartment when this keeps happening to you, but take heart. There are ways to rent an apartment without having your credit be the only determining factor in the landlord or owner's decision.
There Is A Way
When you even think you might be interested in moving, get a copy of your credit report so you can see exactly what you are up against. If you spot any errors, take the steps needed to have them erased from your file, if possible. Once you have cleaned up your credit report as best you can, it is a good idea to prepare an open letter explaining the circumstances that caused you to have poor credit. This can be given to any of your potential landlords when you began to seriously hunt for a new place to live.
Landlords and leasing agents are people, too. You will surely be able to find several who can understand how you might have had a difficult period in life which negatively affected your credit. Most of them will be impressed with you because you took the time to try to patch up your credit and develop a plan of action before looking for an apartment. Your letter of explanation will be well received, too.
Basically, a landlord or property owner is interested in whether or not you are going to be able to pay the rent each month. They would also prefer that you did not own a 150 pound dog and throw loud parties every weekend, but let's face it... they are in the rental business for the money they can make. It's a good idea to have ready any sort of proof of your income you can come up with, as evidence that you will have no trouble paying the rent on time.
You can also get a letter of recommendation from your present landlord stating that your rent was always paid on time and in full each month to further plead your case. It wouldn't hurt if your landlord or property manager also mentioned that you took good care of his property while you were renting from him.
If all else fails, you can usually make points with the landlord if you offer to pay a few month's rent in advance. Also, make sure you are dressed appropriately when you go to look at the apartment. If you look neat and sincere, chances are you will walk out with the lease to your new apartment in hand. There really is such a thing as no credit check apartments, and one can be yours if you take the time to plan your approach so that you appear in a favorable light.
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